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Our Services
RESIDENTIAL TITLE
COMMERCIAL TITLE
CLOSING SERVICES
RESIDENTIAL AND LAND TITLE INSURANCE
One Hour Title is committed to delivering exceptional customer service and unparalleled speed with utmost precision. As a locally rooted North Carolina business, we take pride in our deep understanding of your unique location and circumstances.
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With our team of in-house underwriters, we're accessible to address inquiries and tackle any problems that emerge during early mornings or late evenings.
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Your requests are our highest priority, and we remain steadfast in our commitment to meeting your time-sensitive needs, regardless of their scale.
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Experience
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Trustworthy
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Fast and Accurate
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Accessible and Responsive
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Available Nights and Weekends
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Service all of NC and SC Counties
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Extensive Network to Find Prior Policies
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Able to Resolve Complex Title Issues
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We understand the demands of the Real Estate Industry and are committed to servicing you and your clients. Contact Us Today at orders@1hourtitle.com or call us 704-467-3031
CLOSING SERVICES
At One Hour Title we understand that finding the right attorney or notary for your closing can be a crucial step in the real estate process. That's why we've established partnerships with a network of experienced professionals spanning various regions. Whether you need legal expertise to navigate complex issues or require a notary to authenticate documents, our team can connect you with the right professionals to ensure a smooth and efficient closing experience. Additionally, we offer remote closing services, providing flexibility and convenience for clients who may not be able to attend in person. We prioritize customer satisfaction and strive to provide comprehensive support throughout every stage of your real estate transaction
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We understand the demands of the Real Estate Industry and are committed to servicing you and your clients. Contact Us Today at orders@1hourtitle.com call us 704-467-3031
COMMERCIAL TITLE INSURANCE
Unlike residential properties, commercial ones usually carry a hefty price tag and involve intricate negotiation procedures. Consequently, safeguarding your investment to its fullest extent, commensurate with its value, is paramount. ​​
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What Property Type Requires Title Insurance?
Although title insurance is common across all real estate transactions, its significance escalates in commercial real estate dealings due to the typically elevated purchase prices and intricate purchase agreements involved.
Given the complexity of commercial real estate agreements, it is imperative to ascertain that your commercial title insurance policy provides comprehensive coverage to safeguard against any potential occurrences.
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Why Do I Need Commercial Title Insurance?
Commercial title insurance safeguards the investor in case any complications arise concerning the property's title. Every investment carries a degree of risk, and in real estate, encountering issues with a property's title is always a possibility.
These issues can stem from sources such as negligence, clerical errors, or even fraud. In the absence of a title insurance policy, the property investor risks losing their investment without any financial recourse.
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Type's of Policies and Who Pays
There are two types of title insurance: the lender's policy and the owner's policy. The lender's policy shields the lender, while the owner's policy shields the property owner. If the buyer is utilizing a lender, they are responsible for purchasing both policies. The lender's policy remains valid for the duration of the loan, whereas the owner's policy provides coverage for as long as the individual owns the property. It's essential to understand that the lender's policy solely safeguards the lender. Therefore, we strongly advise the buyer to obtain an owner's policy to protect their financial interests.
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How Do You Acquire Title Insurance?
Given the complexity of commercial real estate, selecting the appropriate agency is paramount. Our team is dedicated to delivering top-notch service, prioritizing prompt and precise assistance to meet attorney and paralegal deadlines. With over 2 decades of experience, we are here to serve your needs. Contact us today to learn more.